Terms of Use

Please read these Terms of Use ("Terms") carefully before downloading or using Basic Budget Planner ("the App"). By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree, do not use the App.

1. About the App

Basic Budget Planner is a personal finance management tool designed to plan every month with ease. Split spending into Fundamentals, Fixed & Fun, track income sources, and see it all come together with clean visual analytics..

2. Acceptance of Terms

By accessing or using the App, you confirm that you are at least 18 years of age, have the legal capacity to enter into these Terms, and agree to comply with them in full. If you are using the App on behalf of a business or organisation, you represent that you have authority to bind that entity to these Terms.

3. Licence to Use

We grant you a limited, non-exclusive, non-transferable, revocable licence to install and use the App on Apple devices that you own or control, solely for your personal or internal business purposes, in accordance with these Terms and the Apple Standard End User Licence Agreement (EULA).

You may not:

• Copy, modify, or distribute the App or any part of it

• Reverse engineer, decompile, or disassemble the App

• Rent, lease, lend, sell, or sublicense the App

• Remove any proprietary notices or labels on the App

• Use the App for any unlawful or fraudulent purpose

4. Not Financial, Tax, or Legal Advice

⚠️ The App is a calculation and record-keeping tool only. It does not provide financial, tax, accounting, or legal advice.

Any figures, calculations, or reports generated by the App — including profit & loss summaries, tax estimates, and expense breakdowns — are based solely on the data you enter and the settings you configure. They are provided for informational and organisational purposes only.

You are solely responsible for:

• The accuracy and completeness of all data you enter into the App

• Verifying all calculations independently before relying on them

• Consulting a qualified accountant, tax adviser, or solicitor for advice specific to your circumstances

• Ensuring your tax returns and filings comply with applicable law

• Complying with all landlord obligations including licensing, safety certificates, and tenancy legislation

We accept no liability for any financial loss, tax liability, penalties, or legal consequences arising from reliance on the App's output.

5. Your Data & Content

All data you enter into the App remains your property and is stored locally on your device. You are responsible for maintaining your own backups. We strongly recommend using the App's export feature regularly to preserve your records.

By using the App, you represent that the data you enter does not infringe any third-party rights and that you have the right to record and process it.

If you delete the App or reset your device without first exporting your data, your data will be permanently lost. We are not responsible for any loss of data.

6. Availability & Updates

We aim to keep the App available and functional but do not guarantee uninterrupted availability. We may release updates, modify features, or discontinue the App at any time without notice. We reserve the right to modify these Terms at any time. Continued use of the App after changes constitutes acceptance of the revised Terms.

7. Disclaimer of Warranties

The App is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not warrant that:

• The App will meet your specific requirements

• The App will be error-free, uninterrupted, or secure

• Any calculations, estimates, or reports generated are accurate or complete

• Defects in the App will be corrected

8. Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

9. Intellectual Property

All intellectual property rights in the App — including the software, design, branding, and content — are owned by or licensed to us. These Terms do not transfer any ownership rights to you. "Basic Budget Planner" and associated logos are our property.

10. Apple Platform Terms

These Terms are between you and us only — not with Apple. Apple is not responsible for the App or its content. In the event of any conflict between these Terms and Apple's App Store Terms, Apple's terms shall prevail.

Apple has no obligation to provide maintenance or support for the App. To the extent that Apple provides any maintenance or support, it will be governed by the Apple Standard EULA. Apple is a third-party beneficiary of these Terms and may enforce them against you.

11. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Termination

We may terminate or suspend your access to the App immediately, without notice, if you breach these Terms or if we are required to do so by law. Upon termination, you must delete the App from your devices. Provisions of these Terms that by their nature should survive termination shall do so.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

14. Contact Us

Questions: hi@gururarjkulkarni.net