Terms of Use

1. Acceptance

By downloading or using NetWorth (“App”), you agree to these Terms. If you do not agree, do not use the App.

2. License

You receive a personal, non-transferable, revocable, limited license to use the App. All other rights are reserved.

3. Free Period & Subscription Requirement

You may use the full App free for 14 days from first install (“Free Period”). After the Free Period ends, an active subscription is required to continue using the App at all—there is no separate “pro” tier or locked feature set. If you don’t subscribe, access to the App (including previously entered data within the interface) will be blocked until a subscription is started or renewed. Subscriptions auto‑renew unless canceled at least 24 hours before renewal. Manage or cancel in your Apple account settings.

4. Trial Forfeiture

If Apple designates any trial mechanics beyond the Free Period, unused portions are forfeited upon purchase.

5. Data & Privacy

Your entries are stored locally (and any optional backups you initiate). See the Privacy Policy for details.

6. User Responsibilities

You are responsible for accuracy of data you enter and for backing up your device.

7. No Advice

The App provides informational tracking only; it is not financial, legal, tax, or investment advice.

8. Disclaimer

The App is provided “AS IS” without warranties of any kind.

9. Limitation of Liability

To the fullest extent permitted, the developer is not liable for indirect, incidental, consequential, or data loss damages.

10. Termination

Use may be suspended for violations. Disclaimers and limitations survive termination.

11. Changes

Terms may change; continued use after updates signifies acceptance.

12. Governing Law

Governed by applicable local law unless mandatory law states otherwise.

13. Contact

Questions: hi@gururarjkulkarni.net